Key points in this article
Assurance as a baseline
The 2024 campaign promotes centralized facilities with liability insurance, and Shandong's decree sets the safe-charging floor. Insurance absorbs the residual risk that rules alone cannot fully remove from daily life.
The Weihai picture
New Weihai points commonly attach charger liability insurance, operators bundle it into service, and policy details are posted for residents to see. The backstop is no longer hidden inside fine print nobody reads.
The quiet dividend
Liability-backed stations show clearly lower complaint rates. Insurance is not a way to charge more but a hedge against rare large losses, so operators and residents both rest easier after every charging session.